Year-end planning

I couldn’t believe the meal we had yesterday for dinner. Fresh bluefin toro (belly cut) for 24 euro led to about 16 pieces of o-toro and chutoro nigiri, 4 maki rolls, and perhaps a pound of poke. It wasn’t the best made sushi in the world, but we didn’t have all the right tools or ingredients. Regardless the nigiri melted in my mouth and it was great to have some legit Japanese food again.

I felt like I was just doing my year-end financial planning last year, but here we are in November and I’ve got to sit down and do it again for the year ahead.

I’ve got to crunch the numbers this week, but on the surface, we’ve had a good year of savings and should have hit our budget. I’ll be proud if that happens.

I’m also really looking into the tax situation this year. Every year seems to get a bit more complicated when it comes to my capital gains management which isn’t necessarily a bad thing. But I’ve got some losses I need to harvest to offset some gains and that’s money on the table.

I run my analysis around this time of the year to give myself a final look and plan going into the last 6 weeks of the year. That way I can spread out my trades a bit more.